Progressive New Mexico underinsured motorist class action settlement 2023: Scam or Legit? Find Out!

Did you receive a noticefrom Progressive New Mexico? Did you receive a mail about a class action settlement to resolve Progressive New Mexico underinsured motorist Lawsuit? This review will help you partake in the class action settlement after confirming the authenticity of the mail.

What Is Progressive New Mexico underinsured motorist Class Action Lawsuit?

Progressive agreed to a class action lawsuit settlement to resolve claims it undervalued claims and overcharged New Mexico insurance policyholders for underinsured motorist coverage.

The case is Martinez, et al. v. Progressive Preferred Insurance Co., Case No. 1:19-cv-00004-JHR-SCY, in the U.S. District Court for the District of New Mexico.

What Is This Class Action All About?

According to the class action lawsuit, Progressive misrepresented its underinsured/uninsured motorist coverage limits and applied deceptive offsets which decreased policyholder claims. Plaintiffs in the case claim this violated New Mexico’s Unfair Insurance Practices Act and other state laws.

Progressive is an insurance company that provides various forms of auto insurance, including uninsured/underinsured motorist coverage.

Progressive hasn’t admitted any wrongdoing but agreed to pay an undisclosed sum to resolve the class action lawsuit.

Under the terms of the settlement, Progressive will readjust certain wrongful death claims submitted by class members between May 8, 2014, and March 22, 2022. These payments will vary but are valued at around $25,000 per class member. Class members do not need to submit a claim form in order to receive these automatic payments.

Class members who are not eligible for wrongful death readjustment payments can receive either other benefits if they submit a claim. Class members who made an underinsured motorist claim between Jan. 1, 2004, and March 22, 2022, for bodily injury and/or property damage can have their claims readjusted or can submit a new claim. This benefit is valued at around $25,0000 per class member. 

Class members who are not eligible for claim readjustments can receive a refund of 18% of all uninsured/underinsured motorist premiums they paid between Jan. 1, 2004, and March 22, 2022. Progressive set aside $2.5 million for these refunds. Payments may be reduced if the total number of claimed refunds exceeds $2.5 million. The settlement website is

Who Is Eligible?

This settlement benefits all Progressive policyholders and insureds who resided in New Mexico and purchased insurance policies with uninsured/underinsured motorist coverage between Jan. 1, 2004, and March 22, 2022. 

It also benefits non-Progressive policyholders who made a claim for underinsured motorist benefits but had their payments reduced or denied due to certain offsets.

How To Be Part of This Settlement

Class members must submit a valid and timely claim on the settlement website in order in this class action settlement by Aug. 10, 2023.

The deadline for exclusion and objection was June 26, 2023.

What Is The Pay For This Settlement?

The pay for this settlement varies and the proof of purchase is not necessary.


As you submit your claim to the settlement website, just like Citi Trends class action settlement we have reviewed, you’re doing so under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. The final approval hearing for the settlement is scheduled for Aug. 2, 2023.

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