November 16, 2023
Vivint credit

Vivint credit report misuse $20M FTC class action settlement: Scam or Legit? Find Out!

Did you receive a mail about a class action settlement concerning the Vivint credit report misuse $20M FTC lawsuit? This review will help you partake in the class action settlement after confirming the authenticity of the mail.

What Is Vivint credit report misuse $20M FTC lawsuit?

Consumers may be able to file a claim to receive a refund from a $20 million Federal Trade Commission (FTC) settlement over Vivint’s alleged misuse of consumer credit reports. 

The caase is United States of America v. Vivint Smart Home Inc., Case No. 2:21-cv-00267-TS, in the U.S. District Court for the District of Utah.

What Is This Class Action All About?

According to the FTC, Vivint staff stole personal information from consumers to apply for and approve fraudulent loans in an attempt to increase commission payments. Consumers suffered from financial damages due to these practices, with some consumers allegedly being contacted by debt collection agencies and others claiming to have been the victim of identity theft.

Vivint is a home security system company that relies on door-to-door sales tactics to sell home cameras, smart doorbells and other products.

Vivint agreed to pay $20 million to resolve the FTC lawsuit over its alleged misuse of consumer credit reports. 

Now, the FTC is accepting claim forms from 9,000 people who may be eligible for a refund from the Vivint settlement. 

Consumers who file a claim with the settlement may receive a refund. No refund estimates are available at this time. The settlement website is

Who Is Eligible?

The settlement benefits consumers who did not sign up for Vivint home security and monitoring services but had a Vivint account opened in their name between 2016 and 2019.

How To Be Part of This Settlement

To partake in this settlement, class member must submit a valid and timely claim on the settlement website by Oct. 9, 2023.

There is no exclusion or objection deadline for the refund settlement.

What Is The Pay For This Settlement?

The pay for this settlement varies and the proof of purchase is not necessary.

There is no final approval hearing scheduled for the settlement.


As you submit your claim to the settlement website, just like Watchdog class action settlement we have reviewed, you’re doing so under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim.

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