Did you receive a RBC Alert Scam Text claiming to be from The Royal Bank Of CANADA RBC? Is the RBC Alert text scam or legit? Read this review to find out why you should be wary of such Texts.
What is RBC Alert Scam Text
RBC Alert Scam Text are fraudulent texts sent by scammers claiming to be From the Royal Bank Of Canada. They claim that your access card was blocked and then instruct you to click on a link in the message or call a num ber in the message. The texts also contain a link but the phishing text have, unsurprisingly, nothing to do with RBC and these text contain links which you are asked to click on. They are however links created by the scammers to obtain personal information from unsuspecting people.
The RBC Alert Scam Text contains viruses, spywares, malwares, which are harmful to devices and can hack and destroy a device. NEVER click on email links — they are far, far too easy to fake. Type the URL yourself to be certain where you are going.
The best thing you can do when receiving a text like this is to block the sender and delete it. If you think you may have been a victim, you can report unauthorized transactions online.
Tips To Protect Yourself From RBC Alert Scam Text And Other Phishing Texts.
- Verify the Sender: Ensure the text message is indeed from the legitimate source (e.g., the official RBC Contact). Verify the sender’s number and email address.
- Beware of Generic Messages: Be cautious of generic or vague messages. Legitimate companies usually include specific details in their messages.
- Don’t click links in text messages. Links are often used to install malware or keyloggers—software that tracks what you type. If you’ve clicked a link by mistake, consider installing an antivirus app to scan your device.
- Don’t respond to a suspicious text message. Like website links, text responses can be used to verify your phone number and gain access to your personal information. Some financial institutions, including The RBC, do use text messages to verify suspicious purchases. However, those texts will never request personal information. Check with your financial institution to see if it offers SMS text banking or mobile alerts. That way you can identify the difference between a real message and a fake.
- Do Not Share Personal Information: Never provide personal information, financial details, or sensitive data in response to unsolicited text messages. Legitimate companies do not request this information via text.
- Check the URL: If a link is provided, manually type the official URL into your web browser rather than clicking on the link in the message. Scammers often use fake websites to collect information.
- Report Suspicious Messages: If you receive a suspicious message, report it to the legitimate company or network and relevant authorities.
- Use Security Software: Install and keep up-to-date antivirus and anti-malware software on your devices to help detect and prevent phishing attacks.
What To Do If You Have Fallen Victim To The RBC Alert Scam
If you have fallen victim to the RBC Alert Scam, these are the necessary steps to take to protect yourself:
- Disconnect from the Internet: If you suspect that your computer or device has been compromised, disconnect from the internet to prevent any further unauthorized access to your data.
- Change Your Passwords: Change the passwords for all your online accounts, especially for those that were involved in the phishing attempt. Use strong, unique passwords for each account, and consider using a reputable password manager to generate and store your passwords securely.
- Monitor Your Accounts: Keep a close eye on your financial accounts, including your bank and credit card statements, for any unauthorized transactions. If you notice any suspicious activity, report it to your financial institution immediately.
- Notify the Appropriate Authorities: Report the phishing attempt to the appropriate authorities, such as the Federal Trade Commission (FTC) in the United States or similar authorities in other countries. This helps in preventing the same scam from targeting others.
- Run a Virus Scan: If you clicked on any links or downloaded any attachments from the phishing email, run a thorough virus scan on your computer to detect and remove any potential malware.
- Educate Yourself: Take the opportunity to educate yourself and your colleagues or family members about how to recognize phishing attempts. Understanding the common signs of phishing scams can help prevent future incidents.
- Contact the Impersonated Organization: If the phishing scam involved an attempt to gather information by posing as a legitimate organization, notify that organization of the incident. They may be able to provide further guidance and take action to prevent similar scams.
- Enable Two-Factor Authentication: Consider enabling two-factor authentication for your accounts, where possible. This adds an extra layer of security and makes it more difficult for unauthorized individuals to access your accounts.
- Consider Freezing Your Credit: If you believe your personal information, such as your Social Security number, has been compromised, consider placing a freeze on your credit with the major credit bureaus. This prevents new accounts from being opened in your name without your explicit permission.
- Stay Vigilant: Remain vigilant and cautious in your online activities. Be skeptical of unsolicited emails, messages, or calls that request sensitive information or appear to be from unfamiliar sources.
You may also get other similar texts as they come in various form, it is in your own best interest that you don’t click on it, simply delete it and inform others so they don’t fall victim.
Conclusion
From the Foregoing, it is clear that the RBC Alert Scam Text is a phishing scam, Users should not click on the link if and when they receive such message.
To Read Further on other Online scams, Click Here.
