Moda insurance secondary health plan deductible Class action lawsuit investigation 2023: Is It a Scam? Find Out!

Are you Oregon resident? Do you have a secondary health insurance policy through Moda Health? Did you receive a mail about a class action on the settlement  to resolve claims that Moda Health violated the terms of its secondary insurance policies by failing to credit consumer deductibles as required by Oregon law and its policy terms? This review will help you partake in the class action settlement after confirming the authenticity of the mail.

What Is Moda insurance secondary health plan deductible Class Action Settlement?

A class action lawsuit against Moda Health argues that policy terms promise to credit secondary insurance deductibles as it would in the absence of any other coverage. However, according to policyholders, Moda fails to credit secondary insurance deductibles unless the customer pays money out of pocket. As a result of this conduct, insured Oregonians are allegedly forced to pay thousands of dollars to satisfy their deductibles even though they or their employers already pay two health insurance premiums each month.

Oregon policyholders who have secondary health insurance policies through Moda could be eligible to take legal action and recover economic damages for payments they made after their deductible should have been covered.

What Is This Class Action All About?

According to a class action lawsuit against Moda Health, the insurer fails to meet the legal obligations of its secondary health insurance policies.

The plaintiff in the case argues that his secondary health insurance plan through Moda Health was supposed to credit payments to its deductible as if no other healthcare coverage existed. Instead, Moda Health allegedly only credited secondary plan deductibles if the customer actually paid for medical expenses out-of-pocket. For example, if a customer with a $6,000 medical expense had primary and secondary health insurance plans that both had $3,000 deductibles, both plans should pay $3,000 and credit $3,000 to their deductibles, thereby paying the medical expense in full and satisfying both deductibles without the customer paying any money out of pocket.

As a result of Moda Health’s conduct, the plaintiff claims he had to pay additional out-of-pocket expenses even after his secondary plan deductible should have been fulfilled under the policy’s terms. This unlawful conduct allegedly forced the plaintiff to pay thousands of dollars he should not have.

Who Is Eligible?

The settlement benefits all Oregon residents who have secondary health insurance with Moda Health. And also have issues with overcharging or deductibles in the last three years.

How To Be Part of This Settlement

For a class member to partake in this settlement, they must submit their Valid claim on the settlement website.

What Is The Pay For This Settlement?

The pay for this settlement varies and the proof of purchase is not necessary.


As you submit your claim to the settlement website, just like Ocala & Florida illegal fire service class action settlement we have reviewed , you’re doing so under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim.

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