Creditor and debt collector calls, especially from banks, may violate certain state laws 2023 Lawsuit: Is It a Scam? Find Out!

Did you receive frequent debt collection calls from a Creditor or debt collector? Did you receive a mail about a class action on the settlement  to resolve claims that Creditor and debt collector calls, especially from banks , may violate certain state laws? This review will help you partake in the class action settlement after confirming the authenticity of the mail.

What Is Creditor and Debt Collector Calls Class Action Settlement?

Several states have strict debt collection laws that prohibit excessive phone calls or phone calls outside of certain hours of the day. These laws apply to businesses including banks, such as Citibank, which may call people more than seven times in a one-week period. Consumers who received non-compliant debt collection calls, especially from banks, could take legal action to recover damages.

In some cases, consumers may have received phone calls for a debt they do not owe due to a wrong number error. Individuals who receive wrong-number debt collection calls have successfully taken legal action against several debt collectors. You may also have received a call about a debt that belongs to someone for whom you provided a reference.

Many banks and creditors may be violating state laws by contacting customers too frequently, including prominent companies such as:

  • American Express
  • Bank of America
  • Barclays
  • Credit One
  • Citibank, etc.

What Is This Class Action All About?

Florida debt collection laws protect consumers by prohibiting misleading or harassing behaviors, including calling with such frequency that is it “reasonably considered” harassment. calling a debtor’s work if they know the employer doesn’t approve, continuing to contact a consumer after being told to stop calling, and calling after being informed that the consumer does not owe the debt in question.

Pennsylvania’s Fair Credit Extension Uniformity Act prohibits unfair and deceptive acts by creditors and debt collectors, including calling a consumer at unusual places, calling a consumer at work, calling more than once weekly about each particular debt, or calling before 8 a.m. or after 8 p.m.

The above mentioned banks may contact consumers more frequently than allowed under state laws, a practice of Synchrony, which also uses a prerecorded message to contact consumers. Attorneys are interested in speaking to consumers who received illegal creditor and debt collection calls in Massachusetts, California, Connecticut, Florida or Pennsylvania.

Class members who received these calls despite not owing a debt to the creditor are the most eligible to take legal action, but debtors who received illegal calls are also eligible to participate.

Who Is Eligible?

The settlement benefits all class members who are a resident of one of the states listed above and receive unlawful debt collection calls.

How To Be Part of This Settlement

For a class member to partake in this settlement, they must submit their Valid claim on the settlement website.

What Is The Pay For This Settlement?

The pay for this settlement varies and the proof of purchase is not necessary.


As you submit your claim to the settlement website, just like SiriusXM’s class action settlement we have reviewed , you’re doing so under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim.

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